The first finance platform built to grow your QSR.
Exponent is trusted by 2,000+ QSR operators—built to power faster, smarter franchise growth with tools designed exclusively for restaurant operators.
- Rewards & cash back
- Real time expenses management
- Automation
A platform purpose-built for how QSR operators actually run their businesses
The Card
Track every transaction, automate approvals, and maximize industry specific 5x cash-back rewards.
Flexible Capital
Fast, financing solutions, without the friction of traditional banks.
Real-Time Insights
Analyze performance with smarter spending and simpler tools.
Turn your daily expenses into growth drivers.
Exponent turns routine spend into strategic ROI — automating approvals, tracking in real time, and delivering unmatched cash-back.
5x
From maintenance to utilities—your highest costs now earn the highest rewards.
Trusted by top QSR operators.
Join the growing community of QSR operators transforming their business with Exponent. We work directly with franchisors, franchisees, and operators, giving us a real-time pulse on your challenges and the tools to solve them.
“Exponent is a great product.”
“The system allows our leadership team to manage spend for both our office and field teams and get all relevant information at the point of transaction. The process has added hours back into our team’s week by not having to chase down expense reports or scavenging for old receipts. We’re excited that the platform will allow us to scale and grow our operations!“
“Exponent was extremely responsive.”
“I am so glad I partnered with Exponent for my financing needs. Exponent was extremely responsive and moved quicker than any other finance partner I've worked with. Because of Exponent, I've been able to grow my business faster and more efficiently.”
For the first time, QSR owners can earn 5x rewards on:
Why QSRs Operators choose Exponent
Compared with traditional cards Exponent offers:
Spend better. Grow faster.
The Exponent Card helps QSR owners turn every dollar into a growth opportunity. Automating approvals, tracking expenses in real time, and delivering unmatched cash-back.
Explore the card
Frictionless Financing Opportunities
Automatically receive an offer after applying with our automated online form
Start receiving funding in as soon as 7 days.
Us Vs. Them
Banks weren’t built for restaurants. We were. That’s why our approvals are faster, our terms are clearer, and our tools are built to actually help you grow.
Time | Terms | Transparrency |
|---|---|---|
Application approval and notification within weeks if not days | Favorable and business friendly terms | We will be transparent with our process and if we can help you every step of the way |
SBA 3-4 months | Frequently take liens on personal assets | Minimum deposit and lending relationship requirements |
Banks 3-4 months | Frequently makes personal guarantee mandatory | No indication on approval of processor timeline |
Data-driven decisions that drive profitability.
Exponent's analytics platform surfaces trends, savings opportunities, and benchmarks versus industry leaders. From single-store operators to multi-unit franchisors, Exponent makes data-driven decisions seamless.