Charge cards · Exponent

Charge cards

Tailored for your operations
Three Exponent Visa Commercial cards standing on a reflective black surface: a black Exponent card for Jordan Avery, Lakeside Restaurant Group LLC, a brushed black card with a custom logo, and a lime-to-mint Exponent card
Add your logo
Phone showing an Exponent virtual card with a custom logo for Jordan Avery, Lakeside Restaurant Group LLC, with three virtual cards around it: lime, silver and black
Add your logo

Control and expense management

Every card belongs to a unit, so every charge lands on that unit's books.

Limits on every card

Set a limit for each person and each card. Change it any time.

Lock a card in seconds

From your phone, when a card goes missing or a manager leaves.

Receipts by text

Text a photo of the receipt. It's matched to the charge.

Every charge on its unit

Move a charge to another unit in a tap.

In your accounting system

Syncs to QuickBooks Online, QuickBooks Desktop, NetSuite and Restaurant365.

AutoPay per unit

Pay each unit's balance from its own bank account.

Card lockedCard unlockednow
Marco Silva · Unit 14 · ••4021 · from your phone
Manage cards
14 units · 14 cards · one limit each
Issue a card
Priya Nair
Unit 3 · GM
••2210$2,500 / moActiveLock
Jordan Avery
Unit 7 · GM
••7710$5,000 / moActiveLock
Marco Silva
Unit 14 · AGM
••4021$1,000 / moActiveLocked · todayLockUnlock
Leah Cohen
Unit 9 · GM
••1188$2,500 / moShipping · Oct 22Track

Rewards

Points on every purchase
3%
Exponent Shop

Buy through Exponent Shop. Buying on the retailer's own site earns 1%.

2%
Travel, dining and franchise operations

Food and restaurant supplies, utilities, phone and internet, uniforms.

1%
Everything else

Including Amazon, Costco, Sam's Club, Walmart and Target.

1 point = 1¢
Cash or statement credit
Points don't expire

2% on the first $50,000 a year per business, then 1%. Taxes, wires and cash-like purchases don't earn. Terms apply.

How the card works

Every unit. One program.

Visa
Visa Commercial

Accepted everywhere Visa is.

Issued by Cross River Bank

Member FDIC.

New EINs accepted

Get cards for a new unit's LLC.

Portfolio rules

Set spending rules once for every unit.

Custom limits

Set a limit for each person and each card.

Your logo on the card

Physical cards carry your brand.

Bill pay

For the vendors who don't take cards

BillsThis week
VendorUnitMethodAmountStatus
Valley Produce Co.Unit 14ACH$8,412.60Paid Oct 27
Metro Linen ServiceUnit 9Check$1,240.00Mailed Oct 28
Greenway WasteUnit 14ACH$612.18Needs your approval
Corner Lot PropertiesUnit 3ACH$14,500.00Scheduled Nov 1
ACH or check

Pay any vendor, including the ones that only take checks.

Approvals per unit

Choose who signs off on bills for each unit.

Invoice attached

Each bill reaches your accounting system with its invoice.

Covered by the card

Visa Commercial benefits, included.
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch®
Liability waiver

Benefits are provided by Visa. Certain terms, conditions and exclusions apply. See your Guide to Benefits for details.

Start using your card tomorrow

Once you're approved, your virtual card works the moment you issue it. Physical cards ship express.

Phone showing an Exponent virtual card with a custom logo for Jordan Avery, Lakeside Restaurant Group LLC, with a $2,500 monthly limit