IN PARTNERSHIP WITH
IN PARTNERSHIP WITH
Nothing Bundt Cakes franchise operators can now access fast and flexible funding—built to remove the friction that comes with traditional lenders.
Nothing Bundt Cakes franchise operators can now access fast and flexible funding—built to remove the friction that comes with traditional lenders.
Nothing Bundt Cakes franchise operators can now access fast and flexible funding—built to remove the friction that comes with traditional lenders.
We don’t underwrite brands.
We underwrite operators.
Everything a franchise operator needs to grow. Fast, transparent lending. Charge cards that earn. AI bookkeeping that works in real time — not at month-end. Built to work individually, or as one connected system.
application
Apply & get funded fast.
Loan application in. Approval tracked in real time — not just pending in a queue.
within 24 hours
Card is live.
Spend is visible.
Charge card activated. Every transaction tracked immediately across all entities.
3-4 weeks
Franchise loan timeline
Loan application in. Approval tracked in real time — not just pending in a queue.
We don’t underwrite brands.
We don’t underwrite brands.
We underwrite operators.
We underwrite operators.
Everything a franchise operator needs to grow. Fast, transparent lending. Charge cards that earn. AI bookkeeping that works in real time — not at month-end. Built to work individually, or as one connected system.
Everything a franchise operator needs to grow. Fast, transparent lending. Charge cards that earn. AI bookkeeping that works in real time — not at month-end. Built to work individually, or as one connected system.
application
APPLICATION
Apply & get funded fast.
Apply & get funded fast.
Loan application in. Approval tracked in real time — not just pending in a queue.
within 24 hours
Card is live. Spend is visible.
Card is live. Spend is visible.
Charge card activated. Every transaction tracked immediately across all entities.
3-4 weeks
Franchise loan timeline
Upload documents in secure data rooms built for each deal, working with underwriters and attorneys directly in Exponent’s loan automation portal.
Banks see a credit score.
Banks see a credit score.
Banks see a credit score.
We see your whole operation.
We see your whole operation.
We see your whole operation.
Flexible capital. Transparent process. Funding in weeks.
Flexible capital. Transparent process. Funding in weeks.
Flexible capital. Transparent process. Funding in weeks.
Specialty Lenders
SBA
Speed to Funding
Upload Fee
Loan Max
Tech enable Transparency
Build-Out Loans
Acquisition Loans
Equipment Loans
Refinancing
< 3 weeks
~ 1%
Uncapped
Yes
Specialty Lenders
< 3 weeks
~ 2% +
Uncapped
No
Speed to funding
Speed to funding
Upfront Fee
Loan Max
Tech enable
Transparency
Build-Out Loans
Acquisition Loans
Equipment Loans
Refinancing
Upfront Fee
Loan Max
Tech enable Transparency
Build-Out Loans
Acquisition Loans
Equipment Loans
Refinancing
< 3 weeks
< 3 weeks
~ 1%
~ 1%
Yes
Uncapped
Uncapped
Yes
Specialty Lenders
Specialty Lenders
< 3 weeks
~ 2% +
Uncapped
No
~ 2% +
Uncapped
No
< 3 weeks
SBA
SBA
2 - 4 months
~ 3% +
Capped at $5M
No
~ 3% +
Capped at $5M
No
2 - 4 months
Ready to move forward?
Start your application today.
Ready to move forward?
Start your application today.
Ready to move forward?
Start your application today.
Expense Management.
Expense Management.
Earn up to 3% back—here’s how:
3% Online Shopping
50,000+ retailers
3% Online Shopping
50,000+ retailers
2% Travel & Franchise Operations
Auto-recognized
2% Travel & Franchise Operations
Auto-recognized
1% Everything Else
No caps
1% Everything Else
No caps
Earn up to 3% back—here’s how:
No annual fee
0%
FX fees
0%
Per-seat fee
None
New EINs accepted
Yes
Expense Management.
3% Online Shopping
50,000+ retailers
2% Travel & Franchise Operations
Auto-recognized
1% Everything Else
No caps
Earn up to 3% back—here’s how:
No annual fee
0%
FX fees
0%
Per-seat fee
None
New EINs accepted
Yes
Lending. Spending. Accounting.
@2026 All Rights Reserved.
Legal Disclaimer: All loan applications are subject to credit approval and underwriting guidelines. Terms and conditions may vary based on creditworthiness and business qualifications. This is not an offer to lend. Rates, terms, and conditions are subject to change without notice. SBA Disclaimer: SBA loans are subject to SBA approval and government regulations. Interest rates are variable and subject to change. Business experience requirements may apply. Regulatory Information: Licensed lender in all 50 states. Equal Housing Opportunity Lender. For more information about our lending practices, please contact our compliance department. Exponent Charge Cards are issued by Cross River Bank, Member FDIC. Exponent partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.
Lending. Spending. Accounting.
@2026 All Rights Reserved.
Legal Disclaimer: All loan applications are subject to credit approval and underwriting guidelines. Terms and conditions may vary based on creditworthiness and business qualifications. This is not an offer to lend. Rates, terms, and conditions are subject to change without notice. SBA Disclaimer: SBA loans are subject to SBA approval and government regulations. Interest rates are variable and subject to change. Business experience requirements may apply. Regulatory Information: Licensed lender in all 50 states. Equal Housing Opportunity Lender. For more information about our lending practices, please contact our compliance department. Exponent Charge Cards are issued by Cross River Bank, Member FDIC. Exponent partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.
Lending. Spending. Accounting.
@2026 All Rights Reserved.
Legal Disclaimer: All loan applications are subject to credit approval and underwriting guidelines. Terms and conditions may vary based on creditworthiness and business qualifications. This is not an offer to lend. Rates, terms, and conditions are subject to change without notice. SBA Disclaimer: SBA loans are subject to SBA approval and government regulations. Interest rates are variable and subject to change. Business experience requirements may apply. Regulatory Information: Licensed lender in all 50 states. Equal Housing Opportunity Lender. For more information about our lending practices, please contact our compliance department. Exponent Charge Cards are issued by Cross River Bank, Member FDIC. Exponent partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.