Financial Partner
Nothing Bundt Cakes franchise operators can now access fast and flexible funding—built to remove the friction that comes with traditional lenders.
We don’t underwrite brands.
We underwrite operators.
Everything a franchise operator needs to grow. Fast, transparent lending. Charge cards that earn. AI bookkeeping that works in real time — not at month-end. Built to work individually, or as one connected system.
LOANS
Submit once
One structured intake. No repeat requests for the same document across different people.
tech enabled
Track every step
See exactly where your application stands — intake, underwriting, approval, closing.
speed
Close fast
Average 3–4 weeks from application to funded. Not 3–4 months.
Banks see a credit score.
We see your whole operation.
Flexible capital. Transparent process. Funding in weeks.
Speed to funding
Upfront Fee
Loan Max
Tech enable Transparency
Build-Out Loans
Acquisition Loans
Equipment Loans
Refinancing
< 3 weeks
~ 1%
Uncapped
Yes
Specialty Lenders
< 3 weeks
~ 2% +
Uncapped
No
SBA
2 - 4 months
Capped at $5M
No
Charge Card
Cash flow. No bank required.
3% Online Shopping
50,000+ retailers
2% Travel & Franchise Ops
Auto-recognized
1% Everything Else
No caps
No annual fee
0%
FX fees
0%
Per-seat fee
None
New EINs accepted
Always
@2026 All Rights Reserved.
Legal Disclaimer: All loan applications are subject to credit approval and underwriting guidelines. Terms and conditions may vary based on creditworthiness and business qualifications. This is not an offer to lend. Rates, terms, and conditions are subject to change without notice. SBA Disclaimer: SBA loans are subject to SBA approval and government regulations. Interest rates are variable and subject to change. Business experience requirements may apply. Regulatory Information: Licensed lender in all 50 states. Equal Housing Opportunity Lender. For more information about our lending practices, please contact our compliance department. Exponent Charge Cards are issued by Cross River Bank, Member FDIC. Exponent partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.