Franchise Lending.
Franchise Lending.
Franchise Lending.
Most lenders see a credit score. We see your entire operation. Franchise lending built around full portfolio visibility, flexible structures, and a process that actually moves.
Most lenders see a credit score. We see your entire operation. Franchise lending built around full portfolio visibility, flexible structures, and a process that actually moves.
Most lenders see a credit score. We see your entire operation. Franchise lending built around full portfolio visibility, flexible structures, and a process that actually moves.
3-4 weeks
Average close time
300+
Portfolios Managed
$100M
Financing Assets
3-4 weeks
Average close time
300+
Portfolios Managed
$100M
Financing Assets
3-4 weeks
Average close time
300+
Portfolios Managed
$100M
Financing Assets
the difference
Banks see a credit score.
We see your whole operation.
The old way treats every operator the same. We don't. Here's what that actually looks like.
— Scroll
We underwrite the operator
We see the full picture — every entity, every asset, every cash flow across your entire portfolio
3–4 week close
Tech-enabled deal room. One structured intake. Everything tracked, everything visible, no chains.
Built for your structure
Interest-only periods. Full build-out financing. Flexible collateral and guarantees. We work with how you operate.
Full process visibility
Every step tracked in your dashboard. You always know exactly where you stand.
Credit view only
They see a score. They don't see the 14 entities, the real estate, the cash flows across your portfolio.
90-day timelines
Endless emails. Repeat document requests. No visibility into where your application stands.
Rigid one-size structures
No interest-only periods. No flexible collateral. No build-out financing. Take it or leave it.
Black box process
You submit and wait. No tracking. No updates. No idea what's happening on their end.
the difference
Banks see a credit score.
We see your whole operation.
The old way treats every operator the same. We don't. Here's what that actually looks like.
Credit view only
They see a score. They don't see the 14 entities, the real estate, the cash flows across your portfolio.
90-day timelines
Endless emails. Repeat document requests. No visibility into where your application stands.
Rigid one-size structures
No interest-only periods. No flexible collateral. No build-out financing. Take it or leave it.
Black box process
You submit and wait. No tracking. No updates. No idea what's happening on their end.
We underwrite the operator
We see the full picture — every entity, every asset, every cash flow across your entire portfolio
3–4 week close
Tech-enabled deal room. One structured intake. Everything tracked, everything visible, no chains.
Built for your structure
Interest-only periods. Full build-out financing. Flexible collateral and guarantees. We work with how you operate.
Full process visibility
Every step tracked in your dashboard. You always know exactly where you stand.
teh deal room
One room.
Everything in it.
No email chains.
Your entire loan process lives in a single deal room — documents, status, communication, and approvals. We know what we need before we ask for it.
01
Submit once
One structured intake. No repeat requests for the same document across different people.
02
Track every step
See exactly where your application stands — intake, underwriting, approval, closing.
03
Close fast
Average 3–4 weeks from application to funded. Not 3–4 months.
the deal room
One room.
Everything in it.
No email chains.
Your entire loan process lives in a single deal room — documents, status, communication, and approvals. We know what we need before we ask for it.
The deal room
One room.
Everything in it.
No email chains.
Your entire loan process lives in a single deal room — documents, status, communication, and approvals. We know what we need before we ask for it.
01
Submit once
Submit once
One structured intake. No repeat requests for the same document across different people.
02
Track every step
Track every step
See exactly where your application stands — intake, underwriting, approval, closing.
03
Close fast
Close fast
Average 3–4 weeks from application to funded. Not 3–4 months.
the platform
We don't underwrite brands.
We underwrite operators.
Every portfolio is different. We take the time to understand yours — across every entity, every asset, every cash flow — before we make a decision. No bank does this.
Full portfolio view
We look at your entire operation — every entity, every asset, every cash flow across all locations. Not just the single store applying.
Decisions in days, not months
Because our platform already knows your business, every subsequent deal moves faster. The second loan is easier than the first.
Platform intelligence
Our platform already knows your business. Lending decisions are informed by real-time data — not stale financials from 6 months ago.
the platform
We don't underwrite brands.
We underwrite operators.
We don't underwrite brands.
We underwrite operators.
Every portfolio is different. We take the time to understand yours — across every entity, every asset, every cash flow — before we make a decision. No bank does this.
Full portfolio view
We look at your entire operation — every entity, every asset, every cash flow across all locations. Not just the single store applying.
Decisions in days, not months
Because our platform already knows your business, every subsequent deal moves faster. The second loan is easier than the first.
Platform intelligence
Our platform already knows your business. Lending decisions are informed by real-time data — not stale financials from 6 months ago.
Full portfolio view
We look at your entire operation — every entity, every asset, every cash flow across all locations. Not just the single store applying.
Decisions in days, not months
Because our platform already knows your business, every subsequent deal moves faster. The second loan is easier than the first.
Platform intelligence
Our platform already knows your business. Lending decisions are informed by real-time data — not stale financials from 6 months ago.
Your next deal shouldn't take 90 days
Your next deal shouldn't take 90 days
Your next deal shouldn't take 90 days
Apply in minutes. Hear back in days. Funded in weeks.
Apply in minutes. Hear back in days. Funded in weeks.
Apply in minutes. Hear back in days. Funded in weeks.
@2026 All Rights Reserved.
Legal Disclaimer: All loan applications are subject to credit approval and underwriting guidelines. Terms and conditions may vary based on creditworthiness and business qualifications. This is not an offer to lend. Rates, terms, and conditions are subject to change without notice. SBA Disclaimer: SBA loans are subject to SBA approval and government regulations. Interest rates are variable and subject to change. Business experience requirements may apply. Regulatory Information: Licensed lender in all 50 states. Equal Housing Opportunity Lender. For more information about our lending practices, please contact our compliance department. Exponent Charge Cards are issued by Cross River Bank, Member FDIC. Exponent partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.
@2026 All Rights Reserved.
Legal Disclaimer: All loan applications are subject to credit approval and underwriting guidelines. Terms and conditions may vary based on creditworthiness and business qualifications. This is not an offer to lend. Rates, terms, and conditions are subject to change without notice. SBA Disclaimer: SBA loans are subject to SBA approval and government regulations. Interest rates are variable and subject to change. Business experience requirements may apply. Regulatory Information: Licensed lender in all 50 states. Equal Housing Opportunity Lender. For more information about our lending practices, please contact our compliance department. Exponent Charge Cards are issued by Cross River Bank, Member FDIC. Exponent partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.
@2026 All Rights Reserved.
Legal Disclaimer: All loan applications are subject to credit approval and underwriting guidelines. Terms and conditions may vary based on creditworthiness and business qualifications. This is not an offer to lend. Rates, terms, and conditions are subject to change without notice. SBA Disclaimer: SBA loans are subject to SBA approval and government regulations. Interest rates are variable and subject to change. Business experience requirements may apply. Regulatory Information: Licensed lender in all 50 states. Equal Housing Opportunity Lender. For more information about our lending practices, please contact our compliance department. Exponent Charge Cards are issued by Cross River Bank, Member FDIC. Exponent partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.